The card is accepted worldwide by innumerable merchant establishments. Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
A facility to convert purchases over Rs. 2,500 to EMIs is available. Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
Numerous reward points that can be redeemed for attractive vouchers and gifts.
An insurance cover up to Rs. 25 Lakhs in the event of an air accident, is available
Card Protection Plan: Up to Rs. 1 Lakh.
An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
The credit limit of the card is decided based on the monthly income, credit score, and the pattern of spending.
An interest-free period up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
Hassle-free documentation since it requires minimal paperwork.